Boiler and Machinery Insurance

Boiler and Machinery insurance provides coverage for accidents to insured objects.

About the Coverage

Boiler and Machinery insurance provides coverage for accidents to insured objects within your water system. An accident is defined as a sudden and accidental breakdown of an "object" resulting in physical damage to the "object" that requires the "object" to be either repaired or replaced. Objects may be a pressure object, a mechanical object or an electrical object.

There are two sections to the coverage: property damage and indirect damage.

• Property damage: Responds in the event of an "accident" to a defined object in use or connected ready for use.
• Indirect Damage: The same "accident" rule is applied. Indirect coverages are for business interruption, rent or rental value, extra expense, spoilage.

One of the reasons for securing boiler and machinery coverage is that Property Insurance specifically excludes: Electrical arcing of motors, generators, circuit breakers, electrical distribution boards, cables and transformers; also explosion of pressure vessels exceeding 15 p.s.i pressure except hot water heaters under 24 inches in diameter; and mechanical breakdown.

How to Apply

1. Become a Registered User: Become a Registered User
2. Complete your water system profile: Water System Profile
3. Go to: Applications and Enquiries.

Follow these steps to join the program:

1. If you are:
   • Already a Registered User: If you are already a Registered User then go to Program Applications & Enquiries and click the link for the Boiler and Machinery Insurance coverage.
   • Not yet a Registered User: You first become a SIS Registered User by completing the SIS User Registration Form. You then complete your Water System Profile: do this by logging into your Registered User account and clicking on the Add Water System link. Once you have registered your water supply system, click the link for the Boiler and Machinery Insurance coverage.
2. You will be presented with an email template which includes the contact information you have provided.
3. Please check the details and if correct press SEND. The email will be sent to an experienced insurance representative and you will be contacted shortly thereafter.

If you have any questions about this program, please contact our Industry Partners below:

Marlee Pateman, CAIB (HONS),RIBO  Commercial Risk Advisor T 250 869 3914  TF 1 800 670 1877 Email: mpateman@capricmw.ca 100 - 1500 Hardy Street Kelowan BC V1Y 8H2