Liability Insurance Protection

If you own or operate a water system, liability insurance can protect you from the consequence of certain rare and potentially devastating accidents. All water supply systems should have liability insurance coverage in place. It provides protection against loss arising from claims made against your system. If you are found legally liable for property damage or bodily injury, liability insurance will respond.

How to Obtain Liability Insurance

  1. Become a Registered User: Become a Registered User
  2. Complete your water system profile: Water System Profile
  3. Go to: Applications and Enquiries.

How to Renew Your Liability Insurance 

To renew your liability Insurance protection click here: Liability Insurance Renewal

Benefits

The liability insurance program offers affordable premiums, and rewards those who have well-run systems through further premium discounts. The program has coverage for failure to supply, health hazards and several other important events. It provides coverage on an occurrence basis, and coverage is extended to you as soon as the application is "bound" by the broker. Benefits including the following:

  • Group Buying power allows premiums as low as $1,500
  • Standard coverage provides a high limit of $5,000,000.00 (Higher limits are available upon request.)
  • Coverage is Occurrence Based , not the more restrictive Claims Made
  • Your product (water) is covered
  • No Failure to Supply exclusion
  • No Health Hazards exclusion
  • Broad form Fire Fighting coverage
  • Limited Pollution Coverage
  • Volunteers are covered
  • Simple and fast online application

Industry Partners

The following Industry Partners deliver your Liability Insurance coverage. You will be contacted by one or the other depending on your location in the province.

Aon Reed Stenhouse John Pham CAIB | Account Executive
Aon Risk Solutions | Commercial Business Unit
1803 Douglas Street, 6th Floor
Victoria, British Columbia V8T 5C3 Canada
Email: john.pham@aon.ca
Phone: +1.250-413-2240
Cell: +1.778-980-6988
Fax: +1.250-388-5164
   
Aon Reed Stenhouse Busie N Mayzes CIP, CAIB | Account Executive
Aon Risk Solutions | Commercial Business Unit
1803 Douglas Street, 6th Floor
Victoria, British Columbia V8T 5C3 Canada
Email: busie.mayzes@aon.ca
Phone: +1.250-413-2235
Cell: +1.250-886-1956
Fax: +1.250-388-5164
   
Capri Insurance Wayne Fiddler
Capri Insurance Services Ltd.
396 Ellis Street
Penticton, British Columbia V2A 4L7 Canada
Email: wfiddler@capri.ca
Phone: +1.250-492-5821
Fax: +1.250-492-6115

 

 

This page contains general information only and is intended to provide an overview of the insurance coverage. This information is not intended to constitute legal or other professional advice. Please consult our Industry Partners for more information.